Preheat oven to 350 F. Brown ground beef in a large skillet over medium heat, breaking it up with a spatula as it cooks. Drain grease and return the meat to the skillet. Add in taco seasoning and refried beans.
Continue to cook over medium heat until the refried beans are heated through. In a large greased baking dish, place four flour tortillas. Place the meat and bean mixture on top of the tortillas.
Sprinkle with 1 cup of shredded cheddar cheese. Place the remaining four tortillas over the beef mixture and top with the remaining cup of shredded cheese. Bake for 20-25 minutes.
